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SUBJECT TO APPLICABLE LAW, THE FUNDS ON YOUR VIRTUAL REWARD CARDEXPIRE6MONTHS FROM THE DATE OF ISSUANCE, ON THE LAST DAY OF THEMONTH INDICATED ON THE FRONT OF THE CARD.
This prepaid electronic American Express Virtual Reward Card may be used at online or mail order merchants and, when added to participating mobile payment and/or digital wallet services, at physical or retail merchant locations, virtually everywhere American Express® Cards are accepted in the United States, U.S. Virgin Islands and Puerto Rico. The Virtual Card cannot be used at ATMs. Subject to applicable law, and except as otherwise provided in the Cardholder Agreement, this Virtual Card is not redeemable for cash. Additional limitations apply, including restrictions on use of the Virtual Card for recurring billing. Read Cardholder Agreement for complete terms and conditions, including a binding individual arbitration clause. For customer service, call 1-833-249-6098. For balance inquiries, current Cardholder Agreement, and additional information visit AmexRewardCard.com. This Virtual Card has been provided to you pursuant to a reward, loyalty or promotional program and is issued by American Express Prepaid Card Management Corporation(PCMC). PCMC is licensed as a Money Transmitter by the New York State Department of Financial Services. NMLS ID# 913823
| State | Disclosure |
|---|---|
| California |
"If you have complaints with respect to any aspect of the money transmission activities conducted at this location, you may contact the California Department of Financial Protection and Innovation at its toll-free telephone number, 1-866-275-2677, by email at [email protected], or by mail at the Department of Financial Protection and Innovation, Consumer Services, 2101 Arena Boulevard, Sacramento, CA 95834." CFC §2105(c) states, "In the event that a licensee or agent conducts money transmission activity via an internet website or a mobile application that is not in a branch office, the commissioner may authorize an alternative form of the notice required in subdivision (a)." |
| Connecticut | "American Express Prepaid Card Management Corporation (NMLS ID# 913823) is licensed as a money transmitter by the Connecticut Department of Banking." |
| Texas | "eGifter engages in the money transmission and/or currency exchange business as an authorized delegate of American Express Prepaid Card Management Corporation ("American Express") under Chapter 152 of the Texas Finance Code. If you have a complaint regarding an American Express prepaid card, first contact the customer service division of American Express at (855) 606-5726. If you still have an unresolved complaint regarding the company's money transmission or currency exchange activity, please direct your complaint to: Texas Department of Banking, Non-Depository Supervision, 2601 North Lamar Boulevard, Austin, TX 78705-4294, (877) 276-5554 (toll free), www.dob.texas.gov, [email protected]." |
| Georgia | "American Express Prepaid Card Management Corporation (NMLS ID# 913823, GA License #29985) is licensed as a money transmitter by the Georgia Department of Banking and Finance." |
| New York | "TERMS AND CONDITIONS ARE APPLIED TO GIFT/PREPAID CARDS." |
Virtual Account is issued by Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Virtual Account can be used online, via phone, or in store with a digital wallet everywhere Visa debit cards are accepted in the U.S. and District of Columbia. NO CASH OR ATM ACCESS. Terms and Conditions apply. See Virtual Accountholder Agreement for details. See Cardholder Agreement posted here for more information.